/home/bonphmya/geseroff.online/wp-content/plugins/mortgage-calculators-wp/assets/js/wpmc.js
var $mcwp = jQuery.noConflict();
$mcwp(function($) {
$(document).on('click', '.mcwp-submit', function(e) {
//$('.wpmc-submit').on('click',function(e) {
e.preventDefault();
var forma = $(this).closest('form');
var serializaFrom = $(forma).serializeArray();
var post_data = {};
$.each($(forma).serializeArray(), function() {
post_data[this.name] = this.value;
});
currentFormEmail = $('input[type="email"]', forma).val();
if (!validateEmail(currentFormEmail)) {
alert('Your Email is not valid!');
return false;
}
$.post(mcwp_ajax.ajaxurl, post_data, function(response) {
alert(mcwp_ajax.calc_res);
});
});
function validateEmail(email) {
var re = /^(([^<>()\[\]\\.,;:\s@"]+(\.[^<>()\[\]\\.,;:\s@"]+)*)|(".+"))@((\[[0-9]{1,3}\.[0-9]{1,3}\.[0-9]{1,3}\.[0-9]{1,3}\])|(([a-zA-Z\-0-9]+\.)+[a-zA-Z]{2,}))$/;
return re.test(String(email).toLowerCase());
}
$(".ex1").bootstrapSlider();
function addCommas(intNum) {
val = intNum;
var parts = val.toString().split(".");
parts[0] = parts[0].replace(/\B(?=(\d{3})+(?!\d))/g, ",");
return parts.join(".");
}
function removeco(val) {
/*replace string replace to global string replace function to global replacement*/
/*return val.replace(',',''); */
return val.replace(/,/g, "");
}
/****************************************************************************************************************************************
Conventional Calculator
**************************************************************************************************************************************/
/*
if ($('#inp_purchase_price').val()) {
};
*/
$('form.mcalc-conventional').each(function() {
var $parent = $(this);
//mortgage_calc(purchase_price, down_payment, interest_rate, mortgage_term, monthly_tax, monthly_insurance, monthly_hoa, annual_tax_percent);
var purchase_price = removeco($("#inp_purchase_price", $parent).val());
var down_payment_percent = $(".down_payment_scrl", $parent).val();
var down_payment = (purchase_price * down_payment_percent) / 100;
var interest_rate = $(".interest_rate_scrl", $parent).val();
var mortgage_term = $("#mortgage_term_yr", $parent).val();
var annual_tax_percent = $(".annual_tax_scrl", $parent).val();
var annual_tax = (purchase_price * annual_tax_percent) / 100;
var monthly_tax = (annual_tax / 12);
var monthly_insurance = ($("#annual_insurance_inp", $parent).val() / 12);
var monthly_hoa = $("#monthly_hoa_inp", $parent).val();
$("#down_payment_inp", $parent).val(addCommas(down_payment));
$("#annual_tax_inp", $parent).val(addCommas(annual_tax));
mortgage_calc($parent);
$parent.find('#mortgage_term_yr').on('change', function(event) {
//$(document).on('change', '#mortgage_term_yr', function () {
//purchase * down payment
if (this.value == 15) {
mortgage_term_yr = .0045
} else {
mortgage_term_yr = .0085
}
//mortgage_calc(purchase_price, down_payment, interest_rate, this.value, monthly_tax, monthly_insurance, monthly_hoa, annual_tax_percent);
mortgage_calc($parent);
});
//mortgage_calc($parent);
$parent.find('#monthly_hoa_inp').on('keyup', function(event) {
//hideShowLayer(markerLayer);
monthly_hoa = $(this).val() == "" ? 0 : $(this).val();
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
//mortgage_calc(purchase_price, down_payment, interest_rate, mortgage_term, monthly_tax, monthly_insurance, monthly_hoa, annual_tax_percent);
mortgage_calc($parent);
});
$parent.find(".ex1").on("change", function(slideEvt) {
if ($(this).hasClass("down_payment_scrl")) {
down_payment_percent = slideEvt.value.newValue;
$(this).next("p").text(roundOff(down_payment_percent) + "%");
down_payment = (purchase_price * down_payment_percent) / 100;
$("#down_payment_inp", $parent).val(addCommas(down_payment));
//mortgage_calc(purchase_price, down_payment, interest_rate, mortgage_term, monthly_tax, monthly_insurance, monthly_hoa, annual_tax_percent);
}
if ($(this).hasClass("annual_tax_scrl")) {
annual_tax_percent = slideEvt.value.newValue;
$(this).next("p").text(annual_tax_percent + "%");
annual_tax = (purchase_price * annual_tax_percent) / 100;
monthly_tax = (annual_tax / 12);
$("#annual_tax_inp", $parent).val(addCommas(roundOff(annual_tax)));
//mortgage_calc(purchase_price, down_payment, interest_rate, mortgage_term, monthly_tax, monthly_insurance, monthly_hoa, annual_tax_percent);
}
if ($(this).hasClass("interest_rate_scrl")) {
interest_rate = slideEvt.value.newValue;
$(this).next("p").text(interest_rate) + "%";
//mortgage_calc(purchase_price, down_payment, interest_rate, mortgage_term, monthly_tax, monthly_insurance, monthly_hoa, annual_tax_percent);
}
mortgage_calc($parent);
});
$parent.find("#inp_purchase_price").keyup(function() {
purchase_price = $(this).val() == "" ? 0 : $(this).val();
purchase_price = removeco(purchase_price);
down_payment = (purchase_price * down_payment_percent) / 100;
$("#down_payment_inp", $parent).val(addCommas(down_payment));
$(this).val(purchase_price);
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
mortgage_calc($parent);
});
$parent.find("#down_payment_inp").keyup(function() {
down_payment = removeco($(this).val()) == "" ? 0 : removeco($(this).val());
down_payment_percent = (down_payment / purchase_price) * 100;
$(".down_payment_scrl", $parent).bootstrapSlider('setValue', down_payment_percent).next("p").text(roundOff(down_payment_percent) + "%");
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
mortgage_calc($parent);
});
$parent.find("#annual_tax_inp").keyup(function() {
annual_tax = $(this).val() == "" ? 0 : removeco($(this).val());
annual_tax_percent = (annual_tax / purchase_price) * 100;
$(".annual_tax_scrl", $parent).bootstrapSlider('setValue', annual_tax_percent).next("p").text(roundOff(annual_tax_percent) + "%");
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
$("#annual_tax_inp", $parent).val(addCommas(annual_tax));
monthly_tax = (annual_tax / 12);
mortgage_calc($parent);
});
$parent.find("#annual_insurance_inp").keyup(function() {
monthly_insurance = $(this).val() == "" ? 0 : (removeco($(this).val()) / 12);
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
mortgage_calc($parent);
});
});
//function mortgage_calc(price, down, rate, term, tax, insurance, hoa) {
function mortgage_calc($parent) {
price = removeco($("#inp_purchase_price", $parent).val());
down_payment_percent = $(".down_payment_scrl", $parent).val();
down = (price * down_payment_percent) / 100;
rate = $(".interest_rate_scrl", $parent).val();
term = $("#mortgage_term_yr", $parent).val();
//annual_tax_percent = $(".annual_tax_scrl", $parent).val();
annual_tax_percentNew = $(".annual_tax_scrl", $parent).next("p").text();
annual_tax_percentNew = annual_tax_percentNew.replace("%", "");
annual_tax = (price * annual_tax_percentNew) / 100;
tax = (annual_tax / 12);
insurance = removeco($("#annual_insurance_inp", $parent).val()) / 12;
hoa = removeco($("#monthly_hoa_inp").val()) == "" ? 0 : removeco($("#monthly_hoa_inp", $parent).val())
var n = parseInt(term) * 12;
var c = parseFloat(rate) / 1200;
var L = parseInt(price) - parseFloat(down);
var p = Math.round((L * (c * Math.pow(1 + c, n))) / (Math.pow(1 + c, n) - 1));
var emmp = parseFloat(p) + parseFloat(tax) + parseFloat(insurance) + parseFloat(hoa);
changethis = roundOff(emmp, 2);
$("#emmp_div_span", $parent).text(addCommas(roundOff(emmp, 2)));
$("#pi_div_span", $parent).text(addCommas(p));
$("#mtax_div_span", $parent).text(addCommas(roundOff(tax, 2)));
$("#minsure_div_span", $parent).text(addCommas(roundOff(insurance, 2)));
$("#hoa_div_span", $parent).text(addCommas(hoa));
$(".emmp_div_span", $parent).val(addCommas(roundOff(emmp, 2)));
$(".pi_div_span", $parent).val(addCommas(p));
$(".mtax_div_span", $parent).val(addCommas(roundOff(tax, 2)));
$(".minsure_div_span", $parent).val(addCommas(roundOff(insurance, 2)));
$(".hoa_div_span", $parent).val(addCommas(hoa));
//$("#down_payment_inp", $parent).val(addCommas(down));
//$("#annual_tax_inp", $parent).val(addCommas(annual_tax));
}
/****************************************************************************************************************************************
FHA Calculator
**************************************************************************************************************************************/
if ($('#fha_inp_purchase_price').val()) {
var fha_purchase_price = removeco($("#fha_inp_purchase_price").val());
var fha_down_payment_percent = $(".fha_down_payment_scrl").val();
var fha_down_payment = (fha_purchase_price * fha_down_payment_percent) / 100;
var fha_interest_rate = $(".fha_interest_rate_scrl").val();
var fha_mortgage_term = $("#fha_mortgage_term_yr").val();
var fha_annual_tax_percent = $(".fha_annual_tax_scrl").val();
var fha_annual_tax = (fha_purchase_price * fha_annual_tax_percent) / 100;
var fha_monthly_tax = (fha_annual_tax / 12);
var fha_monthly_insurance = ($("#fha_annual_insurance_inp").val() / 12);
var monthly_mortgage_insurance = ($("#fha_mmi_div_span").val() / 200);
var fha_monthly_hoa = $("#fha_monthly_hoa_inp").val();
$("#fha_down_payment_inp").val(addCommas(fha_down_payment));
$("#fha_annual_tax_inp").val(addCommas(fha_annual_tax));
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
};
$(document).on('change', '#fha_mortgage_term_yr', function() {
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, this.value, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
});
$(".ex1").on("change", function(slideEvt) {
if ($(this).hasClass("fha_down_payment_scrl")) {
fha_down_payment_percent = slideEvt.value.newValue;
$(this).next("p").text(roundOff(fha_down_payment_percent) + "%");
fha_down_payment = (fha_purchase_price * fha_down_payment_percent) / 100;
$("#fha_down_payment_inp").val(addCommas(fha_down_payment));
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
}
if ($(this).hasClass("fha_annual_tax_scrl")) {
fha_annual_tax_percent = slideEvt.value.newValue;
$(this).next("p").text(fha_annual_tax_percent + "%");
fha_annual_tax = (fha_purchase_price * fha_annual_tax_percent) / 100;
fha_monthly_tax = (fha_annual_tax / 12);
$("#fha_annual_tax_inp").val(addCommas(roundOff(fha_annual_tax)));
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa, 'no');
}
if ($(this).hasClass("fha_interest_rate_scrl")) {
fha_interest_rate = slideEvt.value.newValue;
$(this).next("p").text(fha_interest_rate) + "%";
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
}
});
$("#fha_inp_purchase_price").keyup(function() {
fha_down_payment_percent = Number($(".fha_down_payment_scrl").val());
fha_purchase_price = $(this).val() == "" ? 0 : removeco($(this).val());
fha_down_payment = (fha_purchase_price * fha_down_payment_percent) / 100;
fha_down_payment = fha_down_payment;
$("#fha_down_payment_inp").val(addCommas(fha_down_payment));
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
});
$("#fha_down_payment_inp").keyup(function() {
fha_down_payment = $(this).val() == "" ? 0 : removeco($(this).val());
fha_down_payment = parseInt(fha_down_payment);
fha_down_payment_percent = (fha_down_payment / fha_purchase_price) * 100;
$(".fha_down_payment_scrl").bootstrapSlider('setValue', fha_down_payment_percent).next("p").text(roundOff(fha_down_payment_percent) + "%");
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
});
$("#fha_annual_tax_inp").keyup(function() {
fha_annual_tax = $(this).val() == "" ? 0 : removeco($(this).val());
fha_annual_tax = Number(fha_annual_tax);
fha_annual_tax = roundOff(fha_annual_tax);
fha_annual_tax_percent = (fha_annual_tax / fha_purchase_price) * 100;
$(".fha_annual_tax_scrl").bootstrapSlider('setValue', fha_annual_tax_percent).next("p").text(roundOff(fha_annual_tax_percent) + "%");
$(this).val(function(index, value) {
newval = value.replace(/\D/g, "").replace(/\B(?=(\d{3})+(?!\d))/g, ",");
return newval;
});
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
fha_monthly_tax = (fha_annual_tax / 12);
$(".mtchange").empty();
$(".mtchange").empty().text(addCommas(roundOff(fha_monthly_tax, 2)));
});
$("#fha_annual_insurance_inp").keyup(function() {
fha_monthly_insurance = $(this).val() == "" ? 0 : ($(this).val() / 12);
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
});
$("#fha_mmi_div_span").keyup(function() {
monthly_mortgage_insurance = $(this).val() == "" ? 0 : ($(this).val() / 0);
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, monthly_mortgage_insurance, fha_monthly_hoa);
});
$("#fha_monthly_hoa_inp").keyup(function() {
fha_monthly_hoa = $(this).val() == "" ? 0 : $(this).val();
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
fha_mortgage_calc(fha_purchase_price, fha_down_payment, fha_interest_rate, fha_mortgage_term, fha_monthly_tax, fha_annual_tax_percent, fha_monthly_insurance, fha_monthly_hoa);
});
function fha_mortgage_calc(price, down, rate, term, tax, tax_prcnt, insurance, hoa, show) {
price = removeco($("#fha_inp_purchase_price").val());
fha_down_payment_percent = $(".fha_down_payment_scrl").val();
down = (price * fha_down_payment_percent) / 100;
rate = $(".fha_interest_rate_scrl").val();
term = $("#fha_mortgage_term_yr").val();
//tax_prcnt = $(".fha_annual_tax_scrl").val();
//fha_annual_tax = (price * tax_prcnt)/100;
//tax = (fha_annual_tax/12);
insurance = removeco($("#fha_annual_insurance_inp").val()) / 12;
//monthly_mortgage_insurance = ($("#fha_mmi_div_span").val()/200);
hoa = removeco($("#fha_monthly_hoa_inp").val()) == "" ? 0 : removeco($("#fha_monthly_hoa_inp").val());
var n = parseInt(term) * 12;
var c = parseFloat(rate) / 1200;
var L = parseInt(price) - parseFloat(down);
var p = Math.round((L * (c * Math.pow(1 + c, n))) / (Math.pow(1 + c, n) - 1));
//var arr = {PI:p, EMMP:parseInt(p)+parseInt(tax)+parseInt(insurance)+parseInt(hoa)};
if (term == 15) {
tax_prcnt = 0.45;
} else if (term == 30) {
tax_prcnt = 0.85;
}
var mmi = Math.round(((parseInt(L) + parseInt(L * (rate / 100))) * (tax_prcnt / 100)) / 12);
var emmp = parseFloat(p) + parseFloat(tax) + parseFloat(insurance) + parseFloat(hoa) + parseFloat(mmi);
$("#fha_emmp_div_span").text(addCommas(roundOff(emmp, 2)));
$("#fha_pi_div_span").text(addCommas(p));
$("#fha_mtax_div_span").text(addCommas(roundOff(tax, 2)));
$("#fha_minsure_div_span").text(addCommas(roundOff(insurance, 2)));
if (show != 'no') {
$("#fha_mmi_div_span").text(addCommas(mmi));
}
$("#fha_hoa_div_span").text(addCommas(hoa));
$(".fha_emmp_div_span").val(addCommas(roundOff(emmp, 2)));
$(".fha_pi_div_span").val(addCommas(p));
$(".fha_mtax_div_span").val(addCommas(roundOff(tax, 2)));
$(".fha_minsure_div_span").val(addCommas(roundOff(insurance, 2)));
if (show != 'no') {
$(".fha_mmi_div_span").val(addCommas(mmi));
}
$(".fha_hoa_div_span").val(addCommas(hoa));
}
/****************************************************************************************************************************************
VA Calculator
**************************************************************************************************************************************/
if ($('#va_inp_purchase_price').val()) {
var va_purchase_price = $("#va_inp_purchase_price").val();
va_purchase_price = removeco(va_purchase_price);
var va_down_payment_percent = $(".va_down_payment_scrl").val();
var va_down_payment = (va_purchase_price * va_down_payment_percent) / 100;
var va_interest_rate = $(".va_interest_rate_scrl").val();
var va_mortgage_term = $("#va_mortgage_term_yr").val();
var va_annual_tax_percent = $(".va_annual_tax_scrl").val();
var va_annual_tax = (va_purchase_price * va_annual_tax_percent) / 100;
var va_monthly_tax = (va_annual_tax / 12);
var va_monthly_insurance = (removeco($("#va_annual_insurance_inp").val()) / 12);
var va_monthly_hoa = $("#va_monthly_hoa_inp").val();
$("#va_down_payment_inp").val(addCommas(va_down_payment));
$("#va_annual_tax_inp").val(addCommas(va_annual_tax));
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
};
$(document).on('change', '#va_mortgage_term_yr', function() {
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, this.value, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
});
$(".ex1").on("change", function(slideEvt) {
if ($(this).hasClass("va_down_payment_scrl")) {
va_down_payment_percent = slideEvt.value.newValue;
$(this).next("p").text(va_down_payment_percent + "%");
va_down_payment = (va_purchase_price * va_down_payment_percent) / 100;
$("#va_down_payment_inp").val(addCommas(va_down_payment));
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
}
if ($(this).hasClass("va_annual_tax_scrl")) {
va_annual_tax_percent = slideEvt.value.newValue;
$(this).next("p").text(roundOff(va_annual_tax_percent) + "%");
va_annual_tax = (va_purchase_price * va_annual_tax_percent) / 100;
va_monthly_tax = (va_annual_tax / 12);
$("#va_annual_tax_inp").val(addCommas(roundOff(va_annual_tax)));
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
}
if ($(this).hasClass("va_interest_rate_scrl")) {
va_interest_rate = slideEvt.value.newValue;
$(this).next("p").text(va_interest_rate) + "%";
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
}
});
$("#va_inp_purchase_price").keyup(function() {
va_purchase_price = $(this).val() == "" ? 0 : $(this).val();
va_purchase_price = removeco(va_purchase_price);
va_down_payment = (va_purchase_price * va_down_payment_percent) / 100;
$("#va_down_payment_inp").val(addCommas(va_down_payment));
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
});
$("#va_down_payment_inp").keyup(function() {
va_down_payment = $(this).val() == "" ? 0 : $(this).val();
va_down_payment = removeco(va_down_payment);
va_down_payment_percent = (va_down_payment / va_purchase_price) * 100;
$(".va_down_payment_scrl").bootstrapSlider('setValue', va_down_payment_percent).next("p").text(roundOff(va_down_payment_percent) + "%");
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
});
$("#va_annual_tax_inp").keyup(function() {
va_annual_tax = $(this).val() == "" ? 0 : $(this).val();
va_annual_tax = removeco(va_annual_tax);
va_annual_tax_percent = (va_annual_tax / va_purchase_price) * 100;
$(this).val(function(index, value) {
return value
.replace(/\D/g, "")
.replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
va_monthly_tax = (va_annual_tax / 12);
$(".va_annual_tax_scrl").bootstrapSlider('setValue', va_annual_tax_percent).next("p").text(roundOff(va_annual_tax_percent) + "%");
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
});
$("#va_annual_insurance_inp").keyup(function() {
va_monthly_insurance = $(this).val() == "" ? 0 : (removeco($(this).val()) / 12);
$(this).val(function(index, value) {
return value
.replace(/\D/g, "").replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
});
$("#va_monthly_hoa_inp").keyup(function() {
va_monthly_hoa = $(this).val() == "" ? 0 : $(this).val();
$(this).val(function(index, value) {
return value
.replace(/\D/g, "").replace(/\B(?=(\d{3})+(?!\d))/g, ",");
});
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
});
$(document).on('change', '#va_service_type', function() {
va_monthly_insurance = (removeco($("#va_annual_insurance_inp").val()) / 12);
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
});
$(document).on('change', '#va_frist_time', function() {
va_monthly_insurance = (removeco($("#va_annual_insurance_inp").val()) / 12);
va_mortgage_calc(va_purchase_price, va_down_payment, va_interest_rate, va_mortgage_term, va_monthly_tax, va_down_payment_percent, va_monthly_insurance, va_monthly_hoa);
});
function va_mortgage_calc(price, down, rate, term, tax, down_prcnt, insurance, hoa) {
var va_purchase_price = $("#va_inp_purchase_price").val();
price = removeco(va_purchase_price);
va_down_payment_percent = $(".va_down_payment_scrl").val();
down = (price * va_down_payment_percent) / 100;
rate = $(".va_interest_rate_scrl").val();
term = $("#va_mortgage_term_yr").val();
a_annual_tax_percent = $(".va_annual_tax_scrl").val();
va_annual_tax = (price * va_annual_tax_percent) / 100;
tax = (va_annual_tax / 12);
insurance = (removeco($("#va_annual_insurance_inp").val()) / 12);
hoa = removeco($("#va_monthly_hoa_inp").val()) == "" ? 0 : removeco($("#va_monthly_hoa_inp").val());
//console.warn("purchase_price "+purchase_price+", down_payment "+down_payment+", interest_rate "+interest_rate+", mortgage_term "+mortgage_term)
//e_rate = 0;
//console.log(down_prcnt);
if ($("#va_frist_time").val() == "yes") {
if ($("#va_service_type").val() == "regular_military") {
if (down_prcnt == 0) {
e_rate = 2.15;
}
if (down_prcnt >= 5 && down_prcnt < 10) {
e_rate = 1.50;
}
if (down_prcnt >= 10) {
e_rate = 1.25;
}
}
if ($("#va_service_type").val() == "reserves_national") {
if (down_prcnt == 0) {
e_rate = 2.4;
}
if (down_prcnt >= 5 && down_prcnt < 10) {
e_rate = 1.75;
}
if (down_prcnt >= 10) {
e_rate = 1.5;
}
}
} else if ($("#va_frist_time").val() == "no") {
if ($("#va_service_type").val() == "regular_military") {
if (down_prcnt == 0) {
e_rate = 3.3;
}
if (down_prcnt >= 5 && down_prcnt < 10) {
e_rate = 1.50;
}
if (down_prcnt >= 10) {
e_rate = 1.25;
}
}
if ($("#va_service_type").val() == "reserves_national") {
if (down_prcnt == 0) {
e_rate = 3.3;
}
if (down_prcnt >= 5 && down_prcnt < 10) {
e_rate = 1.75;
}
if (down_prcnt >= 10) {
e_rate = 1.5;
}
}
}
//price, down, rate, term, tax, down_prcnt, insurance, hoa
var n = parseInt(term) * 12;
var c = parseFloat(rate) / 1200;
var L = parseInt(price) - parseFloat(down);
var p = Math.round((L * (c * Math.pow(1 + c, n))) / (Math.pow(1 + c, n) - 1));
var vaff = Math.round((L * e_rate) / 18000);
//var arr = {PI:p, EMMP:parseInt(p)+parseInt(tax)+parseInt(insurance)+parseInt(hoa)};
var emmp = parseFloat(p) + parseFloat(tax) + parseFloat(insurance) + parseFloat(hoa) + parseFloat(vaff);
$("#va_emmp_div_span").text(addCommas(roundOff(emmp, 2)));
$("#va_pi_div_span").text(addCommas(p));
$("#va_mtax_div_span").text(addCommas(roundOff(tax, 2)));
$("#va_minsure_div_span").text(addCommas(roundOff(insurance, 2)));
$("#va_hoa_div_span").text(addCommas(hoa));
//$("#va_funding_fee_div_span").text(addCommas(hoa));
$("#va_purchase_p_span").text(addCommas(price));
$("#va_funding_fee_p_span").html(addCommas((L * e_rate) / 100));
va_funding_fee_p_span = removeco($("#va_funding_fee_p_span").text());
va_funding_fee_p_span = Number(va_funding_fee_p_span);
//(Purchase Price - Down Payment) + VA Funding Fee
va_purchase_price = removeco($("#va_inp_purchase_price").val());
va_purchase_price = Number(va_purchase_price);
va_down_payment_percent = $(".va_down_payment_scrl").val();
va_down_payment_percent = Number(va_down_payment_percent);
va_down_payment = (va_purchase_price * va_down_payment_percent) / 100;
va_amount_finance_p_span = (va_purchase_price - va_down_payment) + va_funding_fee_p_span;
$("#va_amount_finance_p_span").html(addCommas(roundOff(Number(va_amount_finance_p_span))));
$(".va_emmp_div_span").val($("#va_emmp_div_span").text());
$(".va_pi_div_span").val($("#va_pi_div_span").text());
$(".va_mtax_div_span").val($("#va_mtax_div_span").text());
$(".va_minsure_div_span").val($("#va_minsure_div_span").text());
$(".va_hoa_div_span").val($("#va_hoa_div_span").text());
//$("#va_funding_fee_div_span").val($("#va_funding_fee_div_span").text());.text());
//$(".va_purchase_p_span").val($("#va_purchase_p_span").text());
$(".va_funding_fee_p_span").val($("#va_funding_fee_p_span").text());
$(".va_amount_finance_p_span").val($("#va_amount_finance_p_span").text());
//$("#va_amount_finance_p_span").html(addCommas(parseInt(L)+((L*e_rate)/100)));
}
function roundOff(number, precision) {
num = number;
return num.toFixed(2);
}
/****************************************************************************************************************************************
Home Affordability Calculator
**************************************************************************************************************************************/
function mha_mortgage_calc() {
var mha_annual_income = removeco($("#mha_annual_income").val());
$("#mha_annual_income").val(addCommas(mha_annual_income));
var mha_interest_rate = removeco($("#mha_interest_rate").val());
$("#mha_interest_rate").val(addCommas(mha_interest_rate));
var mha_monthly_debts = removeco($("#mha_monthly_debts").val());
$("#mha_monthly_debts").val(addCommas(mha_monthly_debts));
var mha_estimated_annual_home_insurance = removeco($("#mha_estimated_annual_home_insurance").val());
$("#mha_estimated_annual_home_insurance").val(addCommas(mha_estimated_annual_home_insurance));
var mha_estimated_annual_property_taxes = removeco($("#mha_estimated_annual_property_taxes").val());
$("#mha_estimated_annual_property_taxes").val(addCommas(mha_estimated_annual_property_taxes));
var mha_down_payment = removeco($("#mha_down_payment").val());
$("#mha_down_payment").val(addCommas(mha_down_payment));
var mha_loan_term = removeco($("#mha_loan_term").val());
$("#mha_loan_term").val(addCommas(mha_loan_term));
if (mha_loan_term == "") {
mha_loan_term = 30;
}
if (mha_annual_income != "" && mha_interest_rate != "") {
var minimum_monthly_debts = ((mha_annual_income * 8) / 100) / 12;
if (mha_monthly_debts == '' || mha_monthly_debts < minimum_monthly_debts) {
var mha_est_monthly_payment = ((mha_annual_income / 12) * 0.40) - minimum_monthly_debts;
if (mha_estimated_annual_property_taxes != '') {
var mha_taxes = mha_estimated_annual_property_taxes / 12;
} else {
var mha_taxes = 0;
}
if (mha_estimated_annual_home_insurance != '') {
var mha_insurance = mha_estimated_annual_home_insurance / 12;
} else {
var mha_insurance = 0;
}
var mha_P_I = mha_est_monthly_payment - (mha_taxes + mha_insurance);
var aaaaa = (mha_interest_rate / 100 / 12);
var mpowerdata = Math.pow((1 + (mha_interest_rate / 100 / 12)), (-mha_loan_term * 12));
var bbbbb = (1 - (mpowerdata));
var ab = bbbbb / aaaaa;
if (ab < 0) {
var temp = ab * mha_P_I;
var ab_total = temp - parseInt(mha_down_payment);
} else {
var temp = ab * mha_P_I;
var ab_total = temp + parseInt(mha_down_payment);
}
if (ab_total <= 0) {
$("#mha_afford_house_div_span").html('0');
} else {
$("#mha_afford_house_div_span").html(Number(Math.round(ab_total)).toLocaleString('en'));
}
if (mha_est_monthly_payment <= 0) {
$("#mha_emmp_div_span").html('0');
} else {
$("#mha_emmp_div_span").html(Number(Math.round(mha_est_monthly_payment)).toLocaleString('en'));
}
if (mha_P_I <= 0) {
$("#mha_pi_div_span").html('0');
} else {
$("#mha_pi_div_span").html(Number(Math.round(mha_P_I)).toLocaleString('en'));
}
if (mha_taxes <= 0) {
$("#mha_taxes_div_span").html('0');
} else {
$("#mha_taxes_div_span").html(Number(Math.round(mha_taxes)).toLocaleString('en'));
}
if (mha_insurance <= 0) {
$("#mha_insurance_div_span").html('0');
} else {
$("#mha_insurance_div_span").html(Number(Math.round(mha_insurance)).toLocaleString('en'));
}
} else {
var mha_est_monthly_payment = ((mha_annual_income / 12) * 0.40) - mha_monthly_debts;
if (mha_estimated_annual_property_taxes != '') {
var mha_taxes = mha_estimated_annual_property_taxes / 12;
} else {
var mha_taxes = 0;
}
if (mha_estimated_annual_home_insurance != '') {
var mha_insurance = mha_estimated_annual_home_insurance / 12;
} else {
var mha_insurance = 0;
}
var mha_P_I = mha_est_monthly_payment - (mha_taxes + mha_insurance);
var aaaaa = (mha_interest_rate / 100 / 12);
var mpowerdata = Math.pow((1 + (mha_interest_rate / 100 / 12)), (-mha_loan_term * 12));
var bbbbb = (1 - (mpowerdata));
var ab = bbbbb / aaaaa;
if (ab < 0) {
var temp = ab * mha_P_I;
var ab_total = temp - parseInt(mha_down_payment);
} else {
var temp = ab * mha_P_I;
var ab_total = temp + parseInt(mha_down_payment);
}
if (ab_total <= 0) {
$("#mha_afford_house_div_span").html('0');
} else {
$("#mha_afford_house_div_span").html(Number(Math.round(ab_total)).toLocaleString('en'));
}
if (mha_est_monthly_payment <= 0) {
$("#mha_emmp_div_span").html('0');
} else {
$("#mha_emmp_div_span").html(Number(Math.round(mha_est_monthly_payment)).toLocaleString('en'));
}
if (mha_P_I <= 0) {
$("#mha_pi_div_span").html('0');
} else {
$("#mha_pi_div_span").html(Number(Math.round(mha_P_I)).toLocaleString('en'));
}
if (mha_taxes <= 0) {
$("#mha_taxes_div_span").html('0');
} else {
$("#mha_taxes_div_span").html(Number(Math.round(mha_taxes)).toLocaleString('en'));
}
if (mha_insurance <= 0) {
$("#mha_insurance_div_span").html('0');
} else {
$("#mha_insurance_div_span").html(Number(Math.round(mha_insurance)).toLocaleString('en'));
}
}
}
}
$('form.mcalc-ha').each(function() {
var este = $(this);
mha_mortgage_calc();
mha_input_vals(este);
$('input', este).each(function() {
$(this).on('keyup', function() {
mha_mortgage_calc();
mha_input_vals(este);
});
});
$('select', este).each(function() {
$(this).on('change', function() {
mha_mortgage_calc();
mha_input_vals(este);
});
});
});
function mha_input_vals(este) {
$(".mha_insurance_div_span", este).val($("#mha_insurance_div_span", este).text());
$(".mha_taxes_div_span", este).val($("#mha_taxes_div_span", este).text());
$(".mha_pi_div_span", este).val($("#mha_pi_div_span", este).text());
$(".mha_emmp_div_span", este).val($("#mha_emmp_div_span", este).text());
$(".mha_afford_house_div_span", este).val($("#mha_afford_house_div_span", este).text());
}
/****************************************************************************************************************************************
Refinance Calculator
**************************************************************************************************************************************/
function rc_mortgage_calc() {
var rc_original_loan_amount = removeco($("#rc_original_loan_amount").val());
$("#rc_original_loan_amount").val(addCommas(rc_original_loan_amount));
var rc_interest_rate = removeco($("#rc_interest_rate").val());
$("#rc_interest_rate").val(addCommas(rc_interest_rate));
var rc_current_term = removeco($("#rc_current_term").val());
$("#rc_current_term").val(addCommas(rc_current_term));
var rc_new_loan_amount = removeco($("#rc_new_loan_amount").val());
$("#rc_new_loan_amount").val(addCommas(rc_new_loan_amount));
var rc_new_interest_rate = removeco($("#rc_new_interest_rate").val());
$("#rc_new_interest_rate").val(addCommas(rc_new_interest_rate));
var rc_new_loan_term = removeco($("#rc_new_loan_term").val());
$("#rc_new_loan_term").val(addCommas(rc_new_loan_term));
var rc_new_refinance_fees = removeco($("#rc_new_refinance_fees").val());
$("#rc_new_refinance_fees").val(addCommas(rc_new_refinance_fees));
var rc_origination_year = $("#rc_origination_year").val();
if (rc_new_loan_amount == '') {
rc_new_loan_amount = 0;
}
if (rc_original_loan_amount == '') {
rc_original_loan_amount = 0;
}
if (rc_new_loan_amount == 0 && rc_original_loan_amount == 0) {
$("#rc_pi_div_span").html(rc_new_refinance_fees);
$("#rc_afford_house_div_span").html('0');
$("#rc_emmp_div_span").html('0');
$("#rc_lifetime_div_span").html('0');
} else if (parseInt(rc_new_loan_amount) > parseInt(rc_original_loan_amount)) {
var nleft_data = (rc_new_interest_rate / 100 / 12) * rc_new_loan_amount;
var nmpowerdata = Math.pow((1 + (rc_new_interest_rate / 100 / 12)), (-rc_new_loan_term));
var nright_data = (1 - (nmpowerdata));
newloanpayment = nleft_data / nright_data;
$("#rc_afford_house_div_span").html('0');
$("#rc_emmp_div_span").html(Number(Math.round(newloanpayment)).toLocaleString('en'));
$("#rc_pi_div_span").html('0');
$("#rc_lifetime_div_span").html('0');
} else {
var cleft_data = (rc_interest_rate / 100 / 12) * rc_original_loan_amount;
var mpowerdata = Math.pow((1 + (rc_interest_rate / 100 / 12)), (-rc_current_term));
var cright_data = (1 - (mpowerdata));
currentloanpayment = cleft_data / cright_data;
var nleft_data = (rc_new_interest_rate / 100 / 12) * rc_new_loan_amount;
var nmpowerdata = Math.pow((1 + (rc_new_interest_rate / 100 / 12)), (-rc_new_loan_term));
var nright_data = (1 - (nmpowerdata));
newloanpayment = nleft_data / nright_data;
monthlysavings = currentloanpayment - newloanpayment;
$("#rc_afford_house_div_span").html(Number(Math.round(monthlysavings)).toLocaleString('en'));
if (Number(Math.round(monthlysavings)).toLocaleString('en') == 0) {
$("#rc_emmp_div_span").html('0');
$("#rc_pi_div_span").html('0');
$("#rc_lifetime_div_span").html('0')
} else {
$("#rc_emmp_div_span").html(Number(Math.round(newloanpayment)).toLocaleString('en'));
$("#rc_pi_div_span").html(Number(Math.round(rc_new_refinance_fees)).toLocaleString('en'));
var current_year = new Date().getFullYear();
if (rc_origination_year <= current_year) {
rc_origination_year = parseInt(rc_origination_year);
monthlysavings = Number(Math.round(monthlysavings)).toLocaleString('en');
monthlysavings = parseInt(monthlysavings);
newloanpayment = parseInt(newloanpayment);
rc_new_loan_term = parseInt(rc_new_loan_term);
rc_new_refinance_fees = parseInt(rc_new_refinance_fees);
rc_current_term = parseInt(rc_current_term);
var newcurrentloanpayment = removeco($("#rc_original_loan_amount").val());
newcurrentloanpayment = parseInt(newcurrentloanpayment);
lifetimesavings = currentloanpayment * (rc_current_term - (((current_year - rc_origination_year) * 12)) - 6) - ((newloanpayment * rc_new_loan_term) + rc_new_refinance_fees);
$("#rc_lifetime_div_span").html(Number(Math.round(lifetimesavings)).toLocaleString('en'));
}
}
}
} // end function
$('form.mcalc-refi').each(function() {
var este = $(this);
rc_mortgage_calc();
rc_input_vals(este);
$('input', este).each(function() {
$(this).on('keyup', function() {
rc_mortgage_calc();
rc_input_vals(este);
});
});
});
function rc_input_vals(este) {
$(".rc_afford_house_div_span", este).val($("#rc_afford_house_div_span", este).text());
$(".rc_emmp_div_span", este).val($("#rc_emmp_div_span", este).text());
$(".rc_pi_div_span", este).val($("#rc_pi_div_span", este).text());
$(".rc_lifetime_div_span", este).val($("#rc_lifetime_div_span", este).text());
}
/* Refinance Calculator Short Code Ended Here*/
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